There are not many things in life that are offered for FREE! So I’m excited to show you how to get your credit scores today absolutely free. But first I want to make sure you understand why every person should be aware of their score and the impact it can have on their finances.
An individual’s score is their passport to getting credit – anything from getting a mortgage to applying for a student loan for your child involves your score, even an apartment rental. If you happen to have a great score that is over 700, then you should do your best to ensure it doesn’t drop below that!
On the other hand, if your score is lower than 680 you should be taking steps to raise it because the higher your score, the less interest you will be paying on all your credit. The lower your score, the more difficult it is to get credit, so it’s wise to do what you can to raise your score.
For instance the APR charged on a credit card ranges from around 7.90% to 29.99% – the higher your credit score, the lower live score the interest rate you may be offered. So there are many benefits to having an excellent credit score and the savings in interest can amount to hundreds if not thousands of dollars annually.
If an individual is aware of their score they can takes step to improving their score if it falls below 680. So how do you get your credit scores today for absolutely free?